Thinking of buying a home in San Diego? Did you know that working with a Realtor is absolutely FREE! There are no charges out of your pocket to work with a professional Realtor who will help you find your new home in San Diego.
When you hire a professional Realtor to help you find your new home in San Diego, that Realtor will get paid when, and if, they are successful in helping you. And their payment comes from the seller of the home via commission. It is in the Realtor's best interest - and yours too - to work as hard as they come to find your home in San Diego.
Your professional Realtor will search the MLS (Multiple Listing Service), will network with fellow professional Realtors, will make appointments to view homes in San Diego, will be in constant contact with you to make sure you are looking at homes that suit you and your budget, and will guide you through the process and paperwork during escrow once you have found your new home in San Diego!
A professional Realtor in San Diego is licenced through the National Association of Realtors, the California Association of Realtors and the San Diego Association of Realtors, and follows strict standards to ensure that your search for your new home in San Diego is successful and secure!
Start your search for a home in San Diego here - http://www.janeloveday.com
Jane Loveday
Licence # 01439083
Windermere Pacific Coast Realty
619-519-1615 Cell
http://janeloveday.com
http://www.facebook.com/realestatesandiego
Showing posts with label California Association of Realtors. Show all posts
Showing posts with label California Association of Realtors. Show all posts
Thursday, November 11, 2010
Tuesday, March 9, 2010
Multiple Offers - what to do ....
What is a Multiple Offer?
Multiple would-be buyers submit bids for the same house and end up competing for it, creating a bidding war in some cases, and only one successful bidder in all cases.
With combined record low interest rates and sales prices, short sales everywhere, how can you prepare?
Find a competent and knowledgeable Realtor – http://www.janeloveday.com
You may be competing with investors delivering contingency-free, all-cash offers, be prepared to deliver your best offer, also get prequalified for loans, have all paperwork in order and know precisely how high you can afford to bid.
Don’t low-ball - Despite market challenges, don’t automatically make offers dramatically below asking prices. If you’ve been eyeing a property that has seen multiple price reductions and you’re ready to jump, others likely have been doing the same.
Buy less - just one reason to look at property below your means is that you’ll have money in reserve to bid up if you need to.
Short sales – they can be lengthy and tedious, acceptance dates can run two weeks to six months or more.
Bank-owned property – you may be working against investors again, consider making your best offer, have a larger down payment, don’t ask for closing costs and request a shorter escrow.
I am here, I can help!
Jane Loveday
Windermere Real Estate Agent
619-519-1615 Cell
http://www.JaneLoveday.com
Multiple would-be buyers submit bids for the same house and end up competing for it, creating a bidding war in some cases, and only one successful bidder in all cases.
With combined record low interest rates and sales prices, short sales everywhere, how can you prepare?
Find a competent and knowledgeable Realtor – http://www.janeloveday.com
You may be competing with investors delivering contingency-free, all-cash offers, be prepared to deliver your best offer, also get prequalified for loans, have all paperwork in order and know precisely how high you can afford to bid.
Don’t low-ball - Despite market challenges, don’t automatically make offers dramatically below asking prices. If you’ve been eyeing a property that has seen multiple price reductions and you’re ready to jump, others likely have been doing the same.
Buy less - just one reason to look at property below your means is that you’ll have money in reserve to bid up if you need to.
Short sales – they can be lengthy and tedious, acceptance dates can run two weeks to six months or more.
Bank-owned property – you may be working against investors again, consider making your best offer, have a larger down payment, don’t ask for closing costs and request a shorter escrow.
I am here, I can help!
Jane Loveday
Windermere Real Estate Agent
619-519-1615 Cell
http://www.JaneLoveday.com
Monday, February 22, 2010
Mortgage Protection Program for Californians Only is Extended!
If you were a first-time homeowner last year (2009) your agent should have registered you with the Mortgage Protection Program through the California Association of Realtors (CAR) - certain restrictions apply - you cannot be self-employed or owned a home within the past 3 years for example. The Mortgage Protection Program offers you benefits if you lose your job during the first year of your home purchase. It is only available to California home buyers.
This benefit offers you up to $1,500 per month for up to six months if you lose your job due to layoffs, and qualified co-buyers can receive monthly benefits of $750 per month for up to 6 months, and it is free to you! The Mortgage Protection Program was due to end December 31st, 2009 but has now been extended through to the end of this year.
Buying a home is one, if not THE, most stressful thing you can do, this program helps alleviate some of that giving you an added layer of security. The California Association of Realtors Housing Affordability Fund (CARHAF) is a non-profit organization which receives donations primarily from Realtor members and associations, committed to addressing housing challenges in California. For more on the Mortgage Protection Program visit http://www.car.org/members/hafmainpage/carhafmortgageprotection/ and don't forget to call/email me with any questions - I am here - I can help!
Jane Loveday
Windermere Real Estate Agent
619-519-1615 Cell
http://www.janeloveday.com/
http://www.facebook/realestatesandiego
http://www.twitter.com/sdrealestate
This benefit offers you up to $1,500 per month for up to six months if you lose your job due to layoffs, and qualified co-buyers can receive monthly benefits of $750 per month for up to 6 months, and it is free to you! The Mortgage Protection Program was due to end December 31st, 2009 but has now been extended through to the end of this year.
Buying a home is one, if not THE, most stressful thing you can do, this program helps alleviate some of that giving you an added layer of security. The California Association of Realtors Housing Affordability Fund (CARHAF) is a non-profit organization which receives donations primarily from Realtor members and associations, committed to addressing housing challenges in California. For more on the Mortgage Protection Program visit http://www.car.org/members/hafmainpage/carhafmortgageprotection/ and don't forget to call/email me with any questions - I am here - I can help!
Jane Loveday
Windermere Real Estate Agent
619-519-1615 Cell
http://www.janeloveday.com/
http://www.facebook/realestatesandiego
http://www.twitter.com/sdrealestate
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